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Mahanandi is a beautiful temple town close to Nandyala, India and at the foothills of Nallamala forest range. Surrounded by lush forest, fresh water pools and gentle streams, the centuries old temple Mahanandi has a great influence on me. RBS India has more to offer than ever. Find out where we could take your career. I have been reading various forums for this information and what I colcluded is as follows: 1. US born baby with US Passport + PIO Card (or OCI) is considered NRI in india. and they have to pay NRI fees and gets admission in NRI quota.